UAE Golden Visa for Real Estate Investors: Everything You Need to Know

Secure Your Future by Investing in the Growing UAE Real Estate Market


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The UAE has become one of the most attractive destinations for global investors, and real estate is a major driver of that appeal. With high rental yields, tax-free income, and a luxury lifestyle, the property market is thriving. To encourage long-term investment and offer stability to foreign nationals, the UAE government introduced the Golden Visa—a long-term residency program offering a renewable 10-year visa. For the UAE Golden Visa for Real Estate Investors, this is a game-changer. In this blog, we break down the Golden Visa requirements and benefits through a simple question-and-answer format.

Q: What exactly is the UAE Golden Visa?

The UAE Golden Visa is a long-term residency permit for foreigners who meet specific investment, professional, or talent-based criteria. For the UAE Golden Visa for Real Estate Investors, this means owning property worth AED 2 million or more. It allows them to live, work, and study in the UAE without the need for a local sponsor.

Q: What is the minimum investment required for real estate investors to apply?

To qualify for the UAE Golden Visa for Real Estate Investors, the applicant must own property or multiple properties with a total value of AED 2 million or more. The property can be ready or off-plan, and mortgaged units are allowed as long as at least 50% of the value is paid and an NOC is obtained from the bank.

Q: Can I apply if I’ve bought off-plan property?

Yes. Off-plan projects are eligible for the UAE Golden Visa for Real Estate Investors, provided the development is at least 50% complete and the investor has paid half of the total value. A confirmation letter from the developer is usually required.

Q: What types of properties are eligible for the Golden Visa?

Residential and commercial properties across the Emirates are eligible under the UAE Golden Visa for Real Estate Investors program. These must be officially registered and meet the minimum value requirement, whether fully paid, mortgaged, or under joint ownership.

Q: Is joint property ownership allowed?

Yes, joint ownership is accepted under the UAE Golden Visa for Real Estate Investors scheme. However, the applicant's share must still be valued at AED 2 million or more. Proof of relationship (such as a marriage certificate) is required when applying jointly with a spouse.

Q: What documents are required when applying for the Golden Visa through real estate?

Applicants typically need to submit the following:

  • A valid passport
  • Title deed or sales agreement
  • No Objection Certificate from the bank (if mortgaged)
  • Completion and payment statement (for off-plan properties)
  • Recent passport-size photo
  • Valid Emirates ID and visa copy (if applying from within UAE)
  • Health insurance and medical test report

Q: How and where can I apply for the Golden Visa?

Applications can be submitted on the following platforms:

  • Online through the Federal Authority for Identity and Citizenship (ICA) portal
  • At Amer Centers or Customer Happiness Centers across the UAE
  • Via licensed property developers who offer visa assistance
    Processing typically takes 2–4 weeks, depending on document readiness.

Q: Can I sponsor my family members under the Golden Visa?

Yes. UAE Golden Visa for Real Estate Investors allows them to sponsor spouses, children (sons up to 25, daughters of any age if unmarried), and children with special needs. Domestic helpers can also be sponsored, depending on eligibility.

Q: Do I need to live in the UAE full-time to maintain the visa?

No. Unlike standard residency visas, the UAE Golden Visa allows holders to stay outside the UAE for extended periods without canceling the visa. This is ideal for investors who travel frequently or have global commitments.

Q: What are the main benefits of the UAE Golden Visa for real estate investors?

The UAE Golden Visa offers numerous advantages, with some of the key benefits listed below:

  • 10-year renewable residency
  • No need for a local sponsor
  • Freedom to travel in and out of the UAE without cancellation
  • Ability to open bank accounts, register vehicles, and access financial services
  • Tax-free income on rental and capital gains
  • Eligibility for the UAE driver’s license
  • Access to education, healthcare, and insurance
  • Exclusive Esaad Privilege Card with discounts across retail, health, hospitality, and travel sectors

Q: What’s the difference between the 10-year Golden Visa and the 2-year investor visa?

The 2-year real estate investor visa requires a minimum investment of AED 750,000 and comes with more restrictions. For example, mortgaged properties must be at least 50% paid, and sponsors may face more limits when bringing in dependents. The 10-year Golden Visa, though more expensive, offers greater flexibility, longer residency, and premium benefits.

Q: What are the estimated costs of obtaining the Golden Visa?

The full cost of applying for the 10-year Golden Visa generally ranges from AED 20,000 to AED 25,000 per person, depending on the service provider and chosen package. This amount usually covers several mandatory components. It includes government processing fees, the cost of a comprehensive medical examination, Emirates ID issuance, health insurance, and the visa stamping and application charges. Additional charges may apply for optional services, such as express processing or assistance from PRO (Public Relations Officer) services, which can further streamline the application process for busy investors.

Q: Are there any tax advantages linked to the Golden Visa?

Yes. The UAE does not tax personal income, capital gains, or inheritance. This makes it a highly attractive destination for global investors looking to maximize returns and preserve wealth through the UAE Golden Visa for Real Estate Investors program.

Q: Can I apply if I’m outside the UAE?

Yes, foreign nationals can apply from outside the country. However, they must enter the UAE on a visit visa to complete the medical and biometric procedures. Many developers also offer visa support services for overseas buyers.

So, if you're a property investor aiming for long-term residency in the UAE, there’s no better time to explore the Golden Visa route. With many attractive off-plan properties in Dubai available across premium locations like Downtown Dubai, Dubai Marina, Business Bay, and Palm Jumeirah, your investment could unlock a world of opportunity.


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